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Pleasure Vessel Insurance
Insurance Covered
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Compulsory Third Party Risks Insurance (death or bodily injury; limit of liability HK$5,000,000)
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Third Party Liabilities
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Hull & Machinery etc.
If there is danger, be sure to insure it
The death of my friend made me realize that accidents can happen to anyone. No matter how professional you are, how conscientious and careful you are, you can only minimize the chance of accidents, not eliminate them. Buying insurance means transferring the financial pressure caused by accidents that cannot be eliminated to the insurance company to help you bear it. Whether you act with caution or buy insurance, it is still a responsible thing for yourself and your family.
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My hiking instructor friend was only 42 when he passed away; and our hearts are broken!
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